Tom Hardin

Former FBI Informer "Tipper X"

Insider Trading, Risk, Behavioural Ethics, Corporate Fraud, Ethical Dilemmas

“The secret witness of the centre of the biggest inside trading case in a generation”
The New York Times

As a young hedge fund analyst turned FBI informant, he takes audiences behind the scenes of high-stakes decision-making, ethical dilemmas, and corporate risk. He helps organizations recognize and navigate those grey areas before they become costly mistakes. Tom provides practical strategies for mitigating risk, and fostering a culture of integrity in high-pressure environments. He offers a rare, insider perspective on how even well-intentioned professionals can cross ethical lines, leaving audiences with actionable insights and making them more aware of unconscious biases, external pressures, and the real-world consequences of ethical lapses.

He previously spent much of his career as a financial analyst in the U.S. In 2008, as part of a cooperation agreement with the U.S. Department of Justice, Tom assisted the U.S. government in understanding how insider trading occurred in the financial services industry.

Known as “Tipper X,” Tom became one of the most prolific informants in securities fraud history, helping to build over 20 of the 80+ individual criminal cases in “Operation Perfect Hedge,” a Wall Street house cleaning campaign that morphed into the largest insider trading investigation of a generation. As the youngest professional implicated in the sting, Tom was tasked with wearing a covert body wire on over 40 occasions to help the FBI bring down some of its biggest targets in the industry.

In a reunion of sorts, Tom was invited by the FBI-NYC’s office to speak to their rookie agents in 2016 and is now a global keynote speaker, corporate trainer and board advisor on behavioral ethics, compliance and organizational conduct and culture risk. Through rigorous self-examination, Tom took responsibility for his actions as a young professional, used the experience to transform his life and is now on an on-going journey into human behavior and why we sometimes make the wrong decision.

Tom holds a B.S. in Economics from the Wharton School at the University of Pennsylvania. Tom’s riveting life story is the subject of his forthcoming book  Wired on Wall Street, will be released in February 2026.

The Inside Story of Tipper X

Prepare to be captivated, transported, and utterly mesmerized by Tom’s spellbinding tale of greed, corruption, and redemption. Tom leads audiences on an unforgettable journey down the treacherous path of criminal activity and its devastating impact.

Through the power of vivid storytelling, Tom reveals the insidious psychological traps that ensnared him, pulling him deeper and deeper into a spiral of rationalization until he had lost all sense of right and wrong. His harrowing tale is a reflection on the seductive allure of short-term decisions made in isolation, and the all-consuming desire for status that lures so many young professionals down the same treacherous path.

As Tom shares his experience, his words resonate with an electrifying force that leaves audiences both spellbound and enlightened. From the smallest, seemingly insignificant decisions to the life-altering consequences of crossing the line between questionable and illegal, Tom’s cautionary tale is a poignant reminder of the high cost of surrendering to temptation.

As the story unfolds, audiences are swept up in a whirlwind of suspense and heartbreak, as Tom’s career, and his life, hang in the balance. Yet, even in the depths of despair, he finds a glimmer of hope, a higher purpose that ultimately leads him towards redemption.

Prepare to be amazed and inspired by Tom’s extraordinary story. His words are a clarion call to all who would walk the same perilous path, a warning of the dangers that lurk in the shadows of ambition, and a reminder that, in the end, it is our choices that define us.

TESTIMONALS:

“A morality play for our modern age.”

“Your story was compelling and delivered with such class(and humor). I hung on every word.”

“It was by far one of the most inspiring talks I’ve ever heard at Wharton,
and perhaps one of the most interesting inspiring in my life.”

”Tom’s talk was impactful on many levels, but the greatest takeaway transcended securities,
-it was on how we should address the gray areas of day to day life and to give hard through on our decisions,
impact on our ethics.”

“The general consensus in the room was that Tom would be one of the best speakers we’ll see in our two years on campus.”

Wired on Wall Street: The Rise and Fall of Tipper X,
One of the FBI’s Most Prolific Informants 

Thrilling tell-all of a prolific informant in the FBI’s largest insider trading investigation of a generation

Part financial crime thriller, part personal transformation story, and part redemption memoir, Wired on Wall Street: The Rise and Fall of Tipper X, One of the FBI’s Most Prolific Informants tells the riveting true story of Tom Hardin, a young hedge fund analyst turned FBI informant. Known as “Tipper X,” Tom wore a covert wire over 40 times, helping the FBI build more than 20 of the 80+ cases in Operation Perfect Hedge, the largest insider trading investigation in a generation. As the youngest professional caught in the sting, Tom navigated the psychological toll of betrayal, secrecy, and public disgrace. What followed was a powerful journey through shame, fatherhood, and ultimately, personal transformation.

In this gripping memoir, readers will explore:

Tom’s shocking first encounter with the FBI, when agents revealed chilling knowledge of his most private personal details

Tom’s high stakes game of psychological chess―wearing a wire for years including terrifying close calls

Tom’s redemptive journey from public disgrace to resilience, fatherhood, and rebuilding trust with his wife, whose love held strong when most marriages collapse

Wired on Wall Street: The Rise and Fall of Tipper X, One of the FBI’s Most Prolific Informants is a thrilling, entertaining read for anyone drawn to financial crime investigations, ethical dilemmas, and the possibility of personal growth even after deliberate choices that carry lasting consequences.

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Tom Hardin